Stories Tagged as
Lending
50 years ago, it was legal to deny a woman credit without a male co-signer
Oct 21, 2024
The 1974 Equal Credit Opportunity Act made it illegal to discriminate against applicants based on sex or marital status.
Why many banks are preparing for an uptick of bad loans
by
Justin Ho
Oct 14, 2024
Throughout the last year, a lot of big banks have been stocking away more cash to cover bad loans. But even though banks are concerned about the broader economy, they're still trying to make loans where they can.
Buying Discover would make Capital One bigger — and give it a payments network
Feb 20, 2024
There are only four such networks for credit cards, and building a new one can take decades.
Why does a bank sell your mortgage?
Feb 6, 2024
Most are sold into the secondary market, which increases liquidity and makes it easier to get a mortgage at a lower interest rate.
Higher interest rates and troubled commercial real estate are piling pressure on regional banks
by
Justin Ho
Jan 22, 2024
We'll be getting a sense of how they're doing as they report quarterly results this week.
The business lending environment is tough right now — especially for people of color
by
Justin Ho
Jan 15, 2024
The Biden administration has tried to make it easier for business owners to get loans. But high interest rates are a challenge.
Could commercial real estate still tank regional banks?
by
Matt Levin
Dec 21, 2023
A new study says that 300 regional banks are at risk of collapse because of the high number of vacancies in office buildings.
For public good, not for profit.
With higher interest rates, small businesses and lenders proceed with caution
by
Justin Ho
Oct 10, 2023
Only a quarter of small businesses say they're getting the credit they need, according to the National Federation of Independent Business.
It's getting harder to obtain loans. That's exactly what the Fed wants.
Jul 18, 2023
Fewer loans means less consumer spending, and less consumer spending means lower inflation.
Banking crisis may be fueling the rise of so-called "shadow banks"
by
Kai Ryssdal
and Andie Corban
May 15, 2023
Hedge funds and private equity loans might lend like banks, but they're not regulated like them.